XTransfer Supported Countries: Where You Can Use It (2026)
XTransfer’s coverage spans two layers: countries where it has a physical branch and regulatory presence, and the broader 200+ countries and regions its international payment network can reach. Here’s what’s confirmed.
Where XTransfer has branches or regulatory presence
| Region | Presence |
|---|---|
| China (mainland) | Headquarters, Shanghai |
| Hong Kong SAR | Branch |
| United Kingdom | Branch, e-money authorization |
| Netherlands | EMI license (Dutch Central Bank), granted May 2025 |
| United States | Branch |
| Canada | Branch |
| Australia | Branch |
| Singapore | Branch |
| Vietnam, Thailand, Malaysia, Philippines | Branches (ASEAN coverage) |
| United Arab Emirates | Branch — XTransfer’s fastest-growing market as of the 2023 international expansion |
| Nigeria | Branch |
Local receiving-account coverage
Beyond branch locations, XTransfer supports local currency accounts and collection in a broader set of markets, with recent expansion into:
- Mexico, Brazil (Latin America)
- Ghana, South Africa, Egypt (Africa)
- Türkiye
Combined with its ASEAN and core-market presence, XTransfer’s stated coverage is 20+ currencies across 200+ countries and regions.
Why the Middle East matters specifically
The UAE became XTransfer’s fastest-growing market after its 2023 international launch, reflecting a broader trend: Gulf-region trading businesses increasingly pay Chinese manufacturers directly rather than through regional intermediaries. If you’re paying Chinese suppliers from the UAE, Saudi Arabia, or elsewhere in the Gulf, see our country-specific guides:
What “200+ countries” actually means in practice
Broad international coverage means you can send a payment from nearly anywhere. Whether you get local-currency receiving accounts, instant local settlement, or have to route through a slower international transfer depends on which specific market you’re in — the branch-and-license markets listed above generally get the fastest, cheapest settlement, while more peripheral markets may route through standard international rails. Always confirm current capabilities for your specific country before assuming the fastest settlement path applies.
FAQ
Is XTransfer available in my country? With coverage across 200+ countries and regions, most trading businesses can open an account regardless of location — confirm specifics for markets outside the branch list above.
Does coverage affect fees? Generally, markets with a dedicated local branch or local-currency account support settle faster and cheaper than markets relying on broader international transfer rails.
Is XTransfer only for businesses paying China? Its core product is China-corridor trade payments — see Is XTransfer Legit? for the full scope of what it’s built for.